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Regina Ong

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A Monthly Curated Newsletter

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

10 Ways to Free Yourself from Self-Doubt

Self-doubt is the mental habit of questioning your own judgment or worth. Like all habits, self-doubt can come from a wide variety of sources. Just like there are many factors that cause and maintain the habit of self-doubt, there are quite a few strategies that can be effective in undoing it. The trick is there isn’t a one-size-fits-all solution. No single strategy is effective for everyone. Which means, a little trial and error is required to find an approach that works for you. At the end of the day, self-doubt is a habit, nothing more, nothing less. And regardless of where it came from, you can work to free yourself from chronic self-doubt by building better habits.

 
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Why confidence and knowledge can lead to smart money decisions

Two common areas that cause people to procrastinate financially are knowledge and confidence. Logically, we know that financial literacy can boost our confidence to make informed money-management decisions. Yet, many people tell me that they lack the confidence to learn and absorb that financial knowledge, which holds them back. However, everybody is capable of effectively managing their money. While some need mindset adjustments, others need a confidence boost or a little reassurance that they are on the right track. Take small steps, follow and when doubt starts to creep in, remind yourself that money is only a tool and you are learning.

 
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9 Habits That Are Destroying Your Confidence

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Regina Ong
 
 
 
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Testimonials and Referral Notes

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Kelwin Kwan, e-Learning Specialist @ BLANCO SG & Daisy Khng, Senior Teacher @ Rainbow Centre

As a young family with a newborn, my wife and I were concerned with our financial and insurance planning as a family. With little knowledge of the matter, we are fortunate to have Regina to analysize, propose and implement a holistic financial and insurance plan for the family, giving us a peace of mind. Regina is sincere, warm and patient when it comes to understanding our family's needs and concerns, and has our family's well-being at heart. Regina is also well-informed, attentive and passionate with her work, taking the extra effort from compiling our existing plans, identifying our financial and insurance gaps, and meeting our busy schedules. It is difficult to find a financial consultant that we can trust, therefore my wife and I are glad to find a professional advisor and trustworthy friend in Regina. For families starting on their financial and insurance journey, I would highly recommend Regina for your planning needs.

Gabriel Wong, MINDEF and Elaine Fong, Accountant with DBS

What we look for in a financial advisor is someone who is well informed and follow things through properly, so that we can understand our planning well. Regina has been very sincere and forthcoming, she understands the needs and well being of a young family since she has one of her own. She is very open to listening to our concerns and plans for us in a holistic way. To us, she is more than just a financial advisor, but also a friend.

Budi, General Manager @ Infolog & Aurelia, Accountant @ Singapore Business Federation

Both my husband & I have known Regina for 9 years since we moved to Singapore. Regina is a friend, financial planner and now neighbour whom we feel comfortable to talk about our financial planning. She looks at the different needs at different stages of our life (before marriage, after marriage, during pregnancy, after children are born). Regina acts like a reminder which prompts us to sit and plan for the what ifs in life. She is passionate about what she is doing and sincere in recommending policies which work best for us & most importantly, help to make claims a breeze. We used to avoid financial consultants until we met Regina. Now, we even recommend her to our friends who have insurance needs.

Ng Rei Na, Social Sector Professional

Regina Ong is by far the only financial consultant whom I feel that I can trust entirely. Prior to meeting her, all the consultants that I met were transactional, pushy and not very sincere in their follow-ups. Regina is very different in these aspects as she looks at my needs as an individual. Knowing that I always forget the features of my plans and coverages, she would go the extra mile by doing up clean graphical reports that show the key details to my plans. She is one consultant whom I feel has got both the hard facts and soft skills right – you need to meet her to know that yourself. Besides the above, I got to know Regina at a more personal level. She is a hardworking and loving mother of two, and believes strongly in giving back to the community whenever she can. Looking at her words and actions in a non-professional setting, many people know her to be someone with a strong moral compass. Thank you Regina, for being a wonderful friend and advisor.

June Zhu, Vice President, Goldman Sachs

Regina has been my financial planner for coming 8 years. I trust her one hundred percent because she is competent, authentic, and always has my best interests at heart. At every stage of my life, her advice and financial plans have been helpful. She also invests in continuous learning to address changing/varying needs of her clients. Personally, I have also learned a lot from her and enjoyed spending time with her, as she is such a fun and loving person. I would highly recommend Regina to anyone who has insurance and financial planning needs.

Shuli Sudderuddin, Academic Director, Sec/JC @ The Learning Lab

Regina has been my financial advisor for almost ten years now, and she is always nothing short of reliable, caring and knowledgeable. She never fails to check in and keep me up to speed with my plan and entitlements and she also introduces me to interesting new information about the industry all the time! Most importantly, I feel safe with her. Trust is essential and Regina is so approachable that I trust I can turn to her in a time of need. As both a friend and a professional, she is invaluable!

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